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Agent’s Sales Journal September 2010

Features

How One Disability Producer Helps Clients Plan for the Worst

Ever since the third grade, Jamie Fleischner wanted to run her own business. ...

Building an Agency

Whether you’ve been part of another agency...

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Web Exclusives

How to Market Long Term Care Insurance to Associations

With more than 3 million members nationwide, associations of all types and sizes can provide you with access to individuals who can benefit from an awareness of long term care planning, and how you can help....

Annuity Facts: What Training Requirements Will Producers Face With the New NAIC Suitability Model?

The National Association of Insurance Commissioners’ (NAIC) Model requires two new areas of training that must be completed by Jan. 1, 2011 in states that adopt the new model. ...

Changing Times Create Opportunities for Insurance Agents

Learn to diversify, utilize technology, and create a great customer experience for your clients...

Fact Finder

Returning to a Career He Never Though He’d Love

With a degree in education, an insurance career was the furthest thing from Dean Harder’s mind. After graduation, he got married and spent a year teaching before taking a job as a development officer in the nonprofit community. ...

Selling Guides

LTCI Finally Making Its Mark: The 2010 Long Term Care Insurance Market Study

Long term care insurance is finally coming of age. ...

THE 2010 LTCI CARRIER REPORT CARD

As a companion to the fifth annual LTCI Market Study...

How to Adjust Policy Design for Prospects Who Believe They Cannot Afford Long Term Care Insurance

The most common objection to LTCI sales has been around as far back as the 1970s — “I can’t afford it.”...

How to Deal with a Client Who Is Procrastinating on the Long Term Care Insurance Purchase

Whether you are a long term care insurance specialist or an occasional producer, anyone who attempts to help a prospect with long term care planning will, at one point or another, run into somebody who’d prefer to delay the decision....

How to Convert the LTCI Non-Buyer to an LTCI Client

As agents, we know that most people with whom we meet need long term care insurance....

Prospecting for Long Term Care Insurance Clients? Stay Top-of-Mind, All the Time

Fifteen years ago, I worked with an interior decorator who did a fabulous job. He was competent, creative, and spent the client’s money thoughtfully, as if it were his own....

Translating Long Term Care Insurance Offerings for Your Clients

The long term care insurance sale has never been an easy one....

Products

Fixed Indexed Annuities: Not Your Grandfather’s Annuity

The financial crisis of 2008-09 forced many consumers to take a closer look at their complete financial picture — how they were spending their money, how much they were saving, and what they were doing with that money....

Tricks of the Trade: How to Retain Benefits Clients

As the economy continues to weigh on many employers, their ability to cover their employees’ health care will come under pressure....

Prospecting Corner

How Diversifying Your Prospecting Methods Can Bring You More Prospects

My current prospecting approach incorporates a combination of “old school marketing” along with a handful of newer, Internet-based marketing elements....

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