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Agent’s Sales Journal March 2010

Features

Rewriting the Book On LTCI

Brian Johnson is 30 years old, and he owns a long term care insurance policy....

How to Sell to Every Type of Senior

The senior market can be overwhelming at times....

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Web Exclusives

How to Use Whole Life Insurance as Your Client’s Retirement Savings Plan

It may seem logical to support any savings program that rewards its participants by allowing them to not pay current taxes on the amounts they annually contribute to a retirement plan....

Should Your Clients Convert Their Traditional IRA to a Roth IRA in 2010?

Many financial marketing companies are gearing up to promote the benefits of Roth conversion 2010....

Mentoring: An Insurance Producer’s Guide to Their Next — or First — Six-Figure Year

Have you ever thought, “I know I have what it takes to reach my highest professional potential, but I have no one to guide me who has already achieved the type of results that I want”?...

Your Practice

Online Life Insurance Application Systems: Are They Right for You?

In today’s hectic and fast-paced world, the latest technology solution has become a “must have” for top life insurance producers....

Fact Finder

Growing Your Insurance Practice Through Education and Social Media

When Evelyn Jackson left corporate America 11 months ago, she took with her 10 years of human resources experience....

Selling Guides

Life Settlements Poised for ‘Natural Growth,’ but Producers Still Lacking in Education

As financial services markets go, the life settlement industry is just a baby....

Life Settlement Regulations Make It Harder to Avoid the Market

Here’s a dilemma: Imagine knowing exactly what your client can do to increase their profits from the sale of their life insurance policy. ...

Finding Qualified Life Settlement Prospects: Dealing with the 2009 ‘Hangover’

As the new decade gets into full swing, those in the life settlement sector may view the glass as either half full or half empty....

Need a Better Understanding of Life Settlements? Here’s Your Primer

The life settlement industry has experienced tremendous growth in the last decade, from the very first transactions debuting......

Increasing Client Awareness: It’s Never Too Early to Bring Up Life Settlements

By now, most insurance professionals have at least a passing familiarity with the secondary market for life insurance....

Why Your Insurance Carriers May Stop Prohibiting Your Life Settlement Transactions

While a number of new financial vehicles are initially met with resistance, few have experienced the outright prohibition that life settlements have suffered at the hands of insurance carriers and broker-dealers....

Marketing

How to Find Your Ideal Client

You don’t choose your target market — it chooses you....

Products

3 Variable Annuity Objections — and How to Set Them Straight

Stop me if you’ve heard these objections before......

Health Savings Accounts: How to Prepare Your Business — and Your Clients

Uncertainty is the name of the game when it comes to choosing and selling health care policies in 2010....

Prospecting Corner

How to Diagnose Your Problems with Closing the Sale

I’m surprised at how often I hear, “I can’t close.” And I flinch when managers tell me they want their producers to attend a training program on how to close the sale....

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