Short Takes
Transcript from: Money Talk: The Financial Planning Talk Show Sunday, Sept. 30th, 9:00 PM ANNOUNCER: And now it’s time for Money Talk, the fastest hour in radio, where all of your financial questions can be answered by our...
If you love selling insurance but prospecting is your least favorite activity, you are not alone. So what can you do to prospect more effectively and generate hot leads? You might consider seminar selling. Seminars are not simple,...
You earn your living advising others on what to do with their money. But what you do with your own money is just as important. For the more than 12 million self-employed Americans, including insurance professionals with commission-based incomes that...
NAVA Inc. (Association for Insured Retirement Solutions), and the Financial Services Institute (FSI), an advocacy and membership organization for independent broker-dealers and independent financial advisors, recently announced a strategic alliance...
There are a number of ways that you can integrate annuities into your clients’ long term care plans — and some better than others. Regrettably, not many producers know there are annuities that are specifically designed to address the...
Imagine prospecting with a small budget and little effort while growing your book of business. Oh, yeah. And you don’t need to leave your house, either. While online seminars may be more convenient, a live...
Unmarried couples, whether they’re homosexual or heterosexual, can find themselves in a unique situation when it comes to proper estate planning. Though they have many of the same estate planning needs and concerns as married couples,...
Insurance agents need to encourage business owners to protect their hard-earned assets through succession, exit, and transition (SET) planning. Most business owners acknowledge that they need to plan for the future, but they are too busy handling...
We should all be aware of the importance of getting our financial and legal affairs in order. But for parents of children with disabilities, the importance of planning is even more essential. Myriad issues face the parents of children with...
Today, it is more and more common for an individual’s retirement benefits to be one of their largest assets. The increased popularity of employer-sponsored qualified plans and individual retirement accounts means some individuals will be...
Broadening your portfolio to include estate planning can be a highly effective means of expanding your practice, but advisors who are considering entering this market should be prepared to make subtle changes in the way they interact with clients....
Since the passage of the Economic Growth Tax Relief and Reconciliation Act in 2001, (EGTRRA), estate tax rules have been in a state of flux. The federal estate tax exclusion credit has now increased to $2 million per person, and many Americans are...
As advisors, we are often called upon to assist clients when a death occurs in their family. Based on what we have learned from these experiences, we want to help our clients understand that everyone needs to plan ahead for their death or...
According to a recent study, 55 percent of Americans have no estate plan — and, according to another survey by PNC Financial Services Group, 37 percent of affluent Americans have not drafted a plan, either. Given the current tax system, many...
New research from LIMRA International forecasts that up to 363,000 U.S. businesses with 10 or more employees are considering introducing a new voluntary benefit within the next two years, which could impact as many as 45 million employees....
Home equity is considered insurance for unexpected expenses, say the majority of retirees and those that are soon to be retired. Seventy-two percent of respondents in a recent poll by Harris Interactive and the Center for...
Individual long term care insurance sales edged into positive numbers for the first time in four years in the first quarter of 2007, with a 2 percent gain in premium over the same period last year. Policies continued to slip, with a 2 percent...
Government subsidies that cut health insurance premium prices in half for people without insurance would reduce the number of uninsured Americans by just 3 percent, according to a RAND Corporation recent study. The study by the...