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Agent’s Sales Journal January 2007



Short Takes

Top Producers Share Their Secrets

They're the ones who earn the highest commissions. They know how to effectively close a sale and find qualified prospects. While they face many of the same challenges as any other producer, they may have habits and goals that can help you...

Mentoring

There are three main benefits to having a mentor. One, it really makes you focus on your business, and newer agents especially can waste a lot of time doing service and pretending they’re being busy. But having a mentor keeps you focused on...

Webinars and Teleconferences

The success we have in 2007 has more to do with our selling skills than the insurance companies we’re appointed with and the insurance products in our portfolio. Sixty percent of our time in 2007 should be spent with existing clients and with...

Seminars

You likely receive scores of invitations to seminars and teleconferences purporting to boost your success. But how do you know which are worthwhile and which will waste your time? Seminars put on by product-oriented companies are obviously held...

Professional Designations

In choosing a professional designation and provider, the first thing you should do is look at the organization that is providing the training. Specifically, is it a bona fide not-for-profit offering? Some programs are sponsored more by sales-type...

Training Courses

In order to really benefit from sales training courses, agents need to take the time to do a self-assessment that identifies the areas where they need help. When I ran an in-house sales operation, 75 percent of my agents did not do well because they...

Conferences

There are so many conferences in the industry — MDRT, NAILBA, NAIFA, LIMRA — how can agents decide which ones are right for them? And how can they make the most of them? As for choosing a conference, you should do your homework and...

Developing a Training Program for the New Year

When most agents pursue training, they usually focus on product knowledge or sales training, thinking that type of education is the key to their success. But there’s more than just that. The constant quest for knowledge is an important trait...

Paving A Path To Success

In 2006, Agent Media, publisher of the Agent’s Sales Journal, conducted a study among producers regarding their industry experiences and outlook. Among the questions we asked, we probed into how their commissions had fared over the past 12...

Individual Insurance Company Reputations Better Than Overall Industry’s

It takes more than good service to impress consumers these days, reveals an Ipsos survey of insurance company reputations. Other than service, what distinguishes the most highly regarded and most trusted insurance companies in America from the...

AUGIE Provides Online Questionnaire for Agents

To eliminate redundant information requests, the ACORD-User Groups Information Exchange (AUGIE) is promoting a new questionnaire form, available online, that allows independent agencies to organize data commonly requested by carriers. The form,...

Americans Overestimate DI Rates

According to a recent study by Guardian Life Insurance Company, Americans may think disability insurance costs more than it really does. In fact, close to one-third of consumers are willing to pay more than is really necessary to protect their...

LIMRA, LOMA to Discuss Merger

The heads of LIMRA International and LOMA recently announced that they have agreed to begin discussions that could lead to a merger of the two insurance and financial industry research and service organizations. Thomas P. Donaldson, FLMI, CLU,...

Coventry First Sued for Fraud on Insurance Payouts

Coventry First, a Fort Washington, PA, life settlement company, is being sued by New York Governor-elect Eliot Spitzer. Spitzer alleges that the company made secret payments to brokers in order to suppress competitive bids from other life settlement...

Sales Review

Keep It Simple

Making a living in sales is no walk in the park. Most salespeople would agree that their careers are almost always challenging, often discouraging, and sometimes downright depressing. But according to Thomas Ray Crowel, selling doesn’t have to...

Perspectives

The New Year Is Here. What Now?

Insurance agent Don Hardy never makes New Year’s resolutions. Instead, he says, he has a basic set of rules he tries to live by: “The first one is ‘client first.’ I feel if you treat your client first with the respect they...

Marketing

Making Your 2007 Marketing Campaigns Fun Again

With the beginning of the New Year, it’s time to start planning how you are going to grow your business over the next 12 months. Take a hard look at your practice and yourself to determine what you need to improve upon and what could help make...

2007 Industry Conferences

April 25-27 IIABA Legislative Conference & Convention Independent Insurance Agents and Brokers of America Washington, D.C. May 5-8 FPA Retreat 2007 Financial Planning Association Galveston Island, TX May 9-11...

Prospecting Corner

Information Key to Prospecting

Prospecting is one of the most important and yet most difficult things an agent must do in order to achieve success. The better your prospecting, the more successful you’ll tend to be; there is no such thing as a successful agent who has not...

Objection of the Month

Objection of the Month January 2007

How would you respond to a prospect who says… "I’m single; I don’t need life insurance." An insured’s only need for life insurance is to protect the assets and future assets they will leave to a family...

Other Stories

Top Producers Share Their Secrets

They're the ones who earn the highest commissions. They know how to effectively close a sale and find qualified prospects. While they face many of the same challenges as any other producer, they may have habits and goals that can help you...

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